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Are your kids ready for the financial challenges of adulthood? The 10th annual Parents, Kids, and Money Survey from T. Rowe Price shows the benefits of early financial education, including both formal schooling and parental guidance.

The T. Rowe Price survey typically polls children aged eight to fourteen years old, along with their parents, to assess early financial understanding and habits. For the 10th annual survey in 2018, T. Rowe Price decided to switch their focus to young adults from eighteen to 24 years old to follow-up on the first survey, when those young adults would have been in the proper polling range.

T. Rowe Price's findings aren't surprising. Financial education in school is important, but what kids learn at home has an even greater impact.

Young adults who received...

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