I'm a little puzzled as to why so many people on this campus are so quick to fall in love with the Democrats' plan to lower interest rates for student loans ("Proposed bill may cut student interest rates," Jan. 19). You might think students will be saving more money, but in the end this is only going to allow universities to raise tuition more than they already do and hurt the pockets of everyone. Why do universities get to raise tuition higher and higher? Because with this Democratic plan, not only are students paying less money, they get to deduct a decent portion of their tuition from their taxable income. Thus giving universities like Penn State an excuse to take even more of students' money and use it for who the hell knows what, because they can claim that they're only giving students more costs to deduct from their taxes. And if the government forces private banks to lower interest rates on their student loans, then they're only going to make up for it by charging higher rates on other loans like home mortgages. While this proposal may save students a little money on interest expenses, their universities will hit them with higher tuition fees while the Democratic Congress will hit everyone else with higher interest rates.