The fact of the matter is, when it comes to insurance companies and people under the age of 25, it is not an issue of discrimination. It is an issue of logistical information. Insurance companies hire actuaries that study statistical information on accidents, ages and population density.

Studies have shown that drivers in the age category of 16 to 25 are more at risk for accidents because of less driving knowledge.

Now this is not to say that middle-aged drivers are any better, but historically more accidents occur in the first 9 years of driving.

So to taking this information and making it discrimination is more a matter of ignorance on your part. You need to grasp all information from a company before you prematurely make a decision based on beliefs and not facts.